Frequently Asked Questions

Is your question listed below? If so, click on the question to see the answer. If not, give us a call or send us a message, and we’ll be sure to answer any question you have!

 

Medicare

What type of health insurance policies are available to me?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Types of Health Plans and How They Operate (size: 108KB)

What type of life insurance do I need?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

Types of Life Insurance Policies (size: 31KB)

What are annuities and what are the different types?

An Annuity is a product which can provide you with an income for as long as you live. The following brochure provides an overview of the different types of Annuities. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 62KB)

What is Long Term Care and will I need it?

The following brochure provides an overview of Long Term Care. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 88KB)

What are the differences between the Medicare plans?

The following brochures and video may assist you with your questions regarding Medicare:

• Understand the difference between Medicare plans
• Compare plans and choose the right one for you
• Understand enrollment windows and timing
• Find extra help when choosing a plan

LOGO_PDF-16x16 Getting Started with Medicare (size: 13,202KB – 20 pages)

LOGO_PDF-16x16 Medicare Show me Guide (size: 12,519KB – 64 pages)

How to understand Medicare plans

Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the eldery and those approaching retirement.

What is a Medigap (Medicare Supplement Insurance) policy?

The following brochure may assist you with your questions regarding Medigap. This official government guide has important information about the following:
• What is a Medigap (Medicare Supplement Insurance) policy
• What Medigap policies cover
• Your rights to buy a Medigap policy
• How to buy a Medigap policy

LOGO_PDF-16x16 Choosing a Medigap Policy (size: 1,721KB – 60 pages)

How will me retiring now affect my Medicare later?

Retirement and Medicare basics

Retiring Soon? Know the Medicare basics. Your Medicare health coverage choices can vary based on your age and whether you have retiree coverage through your employer or plan sponsor. Find out what you need to know and the questions to ask, to help you retire with peace of mind.

Where can I get more information about CoveredCalifornia (Insurance Exchange, Affordable Care Act)?

In 2010, California was the first state in the nation to enact legislation to implement the provisions of the federal Affordable Care Act by creating a health care marketplace – Covered California. Starting in 2014, most people will be required to have health insurance, and individuals and families will have many new options for health insurance through CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.

How will CoveredCalifornia (Insurance Exchange, Affordable Care Act) affect my business?

Starting in 2014, most people will be required to have health insurance. As a small business owner, you may have questions about what you can do to help get you and your employees insurance coverage and how your small business may benefit from CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.


 

Health Insurance

What type of health insurance policies are available to me?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Types of Health Plans and How They Operate (size: 108KB)

What type of life insurance do I need?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

Types of Life Insurance Policies (size: 31KB)

What are annuities and what are the different types?

An Annuity is a product which can provide you with an income for as long as you live. The following brochure provides an overview of the different types of Annuities. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 62KB)

What is Long Term Care and will I need it?

The following brochure provides an overview of Long Term Care. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 88KB)

What are the differences between the Medicare plans?

The following brochures and video may assist you with your questions regarding Medicare:

• Understand the difference between Medicare plans
• Compare plans and choose the right one for you
• Understand enrollment windows and timing
• Find extra help when choosing a plan

LOGO_PDF-16x16 Getting Started with Medicare (size: 13,202KB – 20 pages)

LOGO_PDF-16x16 Medicare Show me Guide (size: 12,519KB – 64 pages)

How to understand Medicare plans

Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the eldery and those approaching retirement.

What is a Medigap (Medicare Supplement Insurance) policy?

The following brochure may assist you with your questions regarding Medigap. This official government guide has important information about the following:
• What is a Medigap (Medicare Supplement Insurance) policy
• What Medigap policies cover
• Your rights to buy a Medigap policy
• How to buy a Medigap policy

LOGO_PDF-16x16 Choosing a Medigap Policy (size: 1,721KB – 60 pages)

How will me retiring now affect my Medicare later?

Retirement and Medicare basics

Retiring Soon? Know the Medicare basics. Your Medicare health coverage choices can vary based on your age and whether you have retiree coverage through your employer or plan sponsor. Find out what you need to know and the questions to ask, to help you retire with peace of mind.

Where can I get more information about CoveredCalifornia (Insurance Exchange, Affordable Care Act)?

In 2010, California was the first state in the nation to enact legislation to implement the provisions of the federal Affordable Care Act by creating a health care marketplace – Covered California. Starting in 2014, most people will be required to have health insurance, and individuals and families will have many new options for health insurance through CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.

How will CoveredCalifornia (Insurance Exchange, Affordable Care Act) affect my business?

Starting in 2014, most people will be required to have health insurance. As a small business owner, you may have questions about what you can do to help get you and your employees insurance coverage and how your small business may benefit from CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.


 

Life Insurance

What type of health insurance policies are available to me?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Types of Health Plans and How They Operate (size: 108KB)

What type of life insurance do I need?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

Types of Life Insurance Policies (size: 31KB)

What are annuities and what are the different types?

An Annuity is a product which can provide you with an income for as long as you live. The following brochure provides an overview of the different types of Annuities. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 62KB)

What is Long Term Care and will I need it?

The following brochure provides an overview of Long Term Care. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 88KB)

What are the differences between the Medicare plans?

The following brochures and video may assist you with your questions regarding Medicare:

• Understand the difference between Medicare plans
• Compare plans and choose the right one for you
• Understand enrollment windows and timing
• Find extra help when choosing a plan

LOGO_PDF-16x16 Getting Started with Medicare (size: 13,202KB – 20 pages)

LOGO_PDF-16x16 Medicare Show me Guide (size: 12,519KB – 64 pages)

How to understand Medicare plans

Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the eldery and those approaching retirement.

What is a Medigap (Medicare Supplement Insurance) policy?

The following brochure may assist you with your questions regarding Medigap. This official government guide has important information about the following:
• What is a Medigap (Medicare Supplement Insurance) policy
• What Medigap policies cover
• Your rights to buy a Medigap policy
• How to buy a Medigap policy

LOGO_PDF-16x16 Choosing a Medigap Policy (size: 1,721KB – 60 pages)

How will me retiring now affect my Medicare later?

Retirement and Medicare basics

Retiring Soon? Know the Medicare basics. Your Medicare health coverage choices can vary based on your age and whether you have retiree coverage through your employer or plan sponsor. Find out what you need to know and the questions to ask, to help you retire with peace of mind.

Where can I get more information about CoveredCalifornia (Insurance Exchange, Affordable Care Act)?

In 2010, California was the first state in the nation to enact legislation to implement the provisions of the federal Affordable Care Act by creating a health care marketplace – Covered California. Starting in 2014, most people will be required to have health insurance, and individuals and families will have many new options for health insurance through CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.

How will CoveredCalifornia (Insurance Exchange, Affordable Care Act) affect my business?

Starting in 2014, most people will be required to have health insurance. As a small business owner, you may have questions about what you can do to help get you and your employees insurance coverage and how your small business may benefit from CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.


 

Long Term Care & Disability

What type of health insurance policies are available to me?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Types of Health Plans and How They Operate (size: 108KB)

What type of life insurance do I need?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

Types of Life Insurance Policies (size: 31KB)

What are annuities and what are the different types?

An Annuity is a product which can provide you with an income for as long as you live. The following brochure provides an overview of the different types of Annuities. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 62KB)

What is Long Term Care and will I need it?

The following brochure provides an overview of Long Term Care. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 88KB)

What are the differences between the Medicare plans?

The following brochures and video may assist you with your questions regarding Medicare:

• Understand the difference between Medicare plans
• Compare plans and choose the right one for you
• Understand enrollment windows and timing
• Find extra help when choosing a plan

LOGO_PDF-16x16 Getting Started with Medicare (size: 13,202KB – 20 pages)

LOGO_PDF-16x16 Medicare Show me Guide (size: 12,519KB – 64 pages)

How to understand Medicare plans

Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the eldery and those approaching retirement.

What is a Medigap (Medicare Supplement Insurance) policy?

The following brochure may assist you with your questions regarding Medigap. This official government guide has important information about the following:
• What is a Medigap (Medicare Supplement Insurance) policy
• What Medigap policies cover
• Your rights to buy a Medigap policy
• How to buy a Medigap policy

LOGO_PDF-16x16 Choosing a Medigap Policy (size: 1,721KB – 60 pages)

How will me retiring now affect my Medicare later?

Retirement and Medicare basics

Retiring Soon? Know the Medicare basics. Your Medicare health coverage choices can vary based on your age and whether you have retiree coverage through your employer or plan sponsor. Find out what you need to know and the questions to ask, to help you retire with peace of mind.

Where can I get more information about CoveredCalifornia (Insurance Exchange, Affordable Care Act)?

In 2010, California was the first state in the nation to enact legislation to implement the provisions of the federal Affordable Care Act by creating a health care marketplace – Covered California. Starting in 2014, most people will be required to have health insurance, and individuals and families will have many new options for health insurance through CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.

How will CoveredCalifornia (Insurance Exchange, Affordable Care Act) affect my business?

Starting in 2014, most people will be required to have health insurance. As a small business owner, you may have questions about what you can do to help get you and your employees insurance coverage and how your small business may benefit from CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.


 

Group Insurance

What type of health insurance policies are available to me?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Types of Health Plans and How They Operate (size: 108KB)

What type of life insurance do I need?

The following brochure may assist you with your questions regarding some of the insurance polices available. This information is made available from the California Department of Insurance.

Types of Life Insurance Policies (size: 31KB)

What are annuities and what are the different types?

An Annuity is a product which can provide you with an income for as long as you live. The following brochure provides an overview of the different types of Annuities. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 62KB)

What is Long Term Care and will I need it?

The following brochure provides an overview of Long Term Care. This information is made available from the California Department of Insurance.

LOGO_PDF-16x16 Long Term Care Overview (size: 88KB)

What are the differences between the Medicare plans?

The following brochures and video may assist you with your questions regarding Medicare:

• Understand the difference between Medicare plans
• Compare plans and choose the right one for you
• Understand enrollment windows and timing
• Find extra help when choosing a plan

LOGO_PDF-16x16 Getting Started with Medicare (size: 13,202KB – 20 pages)

LOGO_PDF-16x16 Medicare Show me Guide (size: 12,519KB – 64 pages)

How to understand Medicare plans

Free video guide to Medicare Plans and Options including Medicare supplement information. Important Medicare insurance and health care answers for seniors, caregivers, the eldery and those approaching retirement.

What is a Medigap (Medicare Supplement Insurance) policy?

The following brochure may assist you with your questions regarding Medigap. This official government guide has important information about the following:
• What is a Medigap (Medicare Supplement Insurance) policy
• What Medigap policies cover
• Your rights to buy a Medigap policy
• How to buy a Medigap policy

LOGO_PDF-16x16 Choosing a Medigap Policy (size: 1,721KB – 60 pages)

How will me retiring now affect my Medicare later?

Retirement and Medicare basics

Retiring Soon? Know the Medicare basics. Your Medicare health coverage choices can vary based on your age and whether you have retiree coverage through your employer or plan sponsor. Find out what you need to know and the questions to ask, to help you retire with peace of mind.

Where can I get more information about CoveredCalifornia (Insurance Exchange, Affordable Care Act)?

In 2010, California was the first state in the nation to enact legislation to implement the provisions of the federal Affordable Care Act by creating a health care marketplace – Covered California. Starting in 2014, most people will be required to have health insurance, and individuals and families will have many new options for health insurance through CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.

How will CoveredCalifornia (Insurance Exchange, Affordable Care Act) affect my business?

Starting in 2014, most people will be required to have health insurance. As a small business owner, you may have questions about what you can do to help get you and your employees insurance coverage and how your small business may benefit from CoveredCalifornia. For information about CoveredCalifornia visit the official site at www.coveredca.com.

Here at David Malt & Associates we can also help answer your questions regarding CoveredCalifornia. Give us a call or send us a message.