Terms of Use

Disclaimer of Warranties

David Malt & Associates makes reasonable efforts to present accurate and reliable information in this website. Any information, services, materials or other items in this site are provided “as as” without any warranty of any kind, either express or implied, including without limitation the implied warranties of timeliness, accuracy, completeness, efficacy, merchantability and fitness for a particular purpose. David Malt & Associates does not warrant that this site will be uninterrupted or error free. The information in this site is not intended to provide specific advice about individual legal, business, or other questions, and it is not a substitute for users’ independent research and evaluation of any issue, nor is it a substitute for a user seeking the services of an appropriate, competent professional for specific legal, financial, or other expert advice. Under no circumstances will David Malt & Associates be liable for any damages whatsoever arising out of the use or performance of the information, services, material or other items in this site.

 

Notice of Copyright Ownership

David Malt & Associates reserves all rights to its intellectual property. Except where otherwise indicated, all works of authorship on this site including, but not limited to text, images, audio, video, and files are the property of David Malt & Associates and are protected by copyright or other intellectual property laws. Some of the works of authorship on the Site were provided under license from other entities with all rights reserved. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED. You are not authorized to use any portion of this site or any other David Malt & Associates intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site’s content or frame this site within any other site.