Disability Income Insurance and Long Term Care Insurance are ways to protect you when you are unable to work or need help every day just doing the simple activities of daily living. Help those you love by helping preserve your family’s resources, your independence, and your assets with a disability income or long-term care insurance policy. David Malt & Associates can help you find the coverage to protect you from the unexpected.

What is Disability Income Insurance?

Disability Income Insurance can replace a portion of your income if you get sick or injured and are unable to work. Our insurance policies can help provide monthly income to help maintain your way of life, preserve your independence without relying on others, and protect your dreams and goals. And best off all, it can be customized to fit your needs. If you are between the ages of 18 and 61 and work at least 30 hours per week you are eligible for this coverage.

What is Long-Term Care Insurance?

Long-Term Care Insurance helps protect against the unpredictability of future expenses after an injury or illness that could mean needing help every day just to do the simple activities of daily living such as eating, bathing, dressing, and just moving in and out of bed. It could happen to you simply as a part of growing older or because of a significant medical crisis.

Providing long-term care for you or for a love one can be time consuming, expensive, and exhausting. A simple way to alleviate some of the expenses and responsibility is to consider Long-Term Care Insurance and help protect your family’s time and savings.