Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

You can apply for Medicare 3 months before your 65th birthday or up to 3 months after your 65th birthday. After the initial sign up, you have an annual enrollment period between October 15th-December 7th to choose a policy. This policy will start on January 1. You may also qualify for a special election by moving from one county or state to another or if you lose employer coverage.

Have a Question? We can help!

There are 4 parts of Medicare to cover your health care needs and the details of Medicare can be complicated, but David Malt & Associates is here to help you navigate through all that Medicare offers so you don’t have to do it alone. We have the answers to your questions and can help in the decision-making process.